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Home Loan in Kochin

Home loans in kochin – home finance - kochin home loans

Cochin, renamed as Kochi is the capital of the state of Kerala. Cochin is second most important city on the west coast of India (after Mumbai/Bombay). Cochin is proud of its world class port and international airport that link it to many major cities worldwide.

Kochi is the economic capital of Kerala by volume of trade; though, unlike other South Indian cities, Kochi has been slow to industrialize. Major business sectors include gold and textile retailing, seafood and spices exports, information technology (IT), tourism, health services, banking, ship building, and the fishing industry. The economy is mostly dependent on trade and retail activities. The city also houses Kerala's only bourse—the Cochin Stock Exchange.

HOME LOAN INTEREST RATE IN KOCHIN
Bank name Interest Type Processing Fee
0-30 lakh 30-75 lakh 75-150 lakh
SBI Bank Floating 0.5% of loan amount 10.15% 10.30% 10.30%
LIC Housing Floating depending on the profile 10.35% 10.35 % 10.85%
Axis Bank Floating 0.5% - 1% + ST 10.25% 10.50% 11%
DHFL Floating 1%+ST(Service tax) 10.75% 11.50% 12%
HDFC Bank Fixed 1% -1.5%+ST 10.25% 10.25% 10.50%
ICICI Bank Fixed 1% -1.5%+ST 10.25% 10.25% 10.50%
IDBI Bank Floating 1% and Rs.2500 + St 10.25% 10.50% 10.50%
Standard Chartered Floating Rs.7500/- + ST 10.10% 10.25% 10.50%
Citi bank Floating 1-1.5%+ST 10.50% 10.50% 10.50%


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