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HDFC Bank Home Loan

HDFC Home loan - HDFC housing loan - HDFC home finance

HDFC bank provides Home loans for individuals to purchase of residential flats or independent houses. And also provides with Home Improvement like internal and external repairs and other structural improvements.

HDFC-(Housing Development And Finance Corporation) Home Loan, India have been serving the people for around three decades and providing various housing loan according to their varied needs at attractive & reasonable interest rates.


Bank name Interest Type Processing Fee
0-30 lakh 30-75 lakh 75-150 lakh
HDFC Bank Floating 0.5% of loan amount 9.95% 10.05% 10.45%
HDFC BANK(3 year) Fixed depending on the profile 9.95% 10.45% 10.45%
HDFC BANK(5 year) Fixed depending on the profile 10.50% 10.50% 10.50%

List of documents required to all applicants to get HDFC Home Loan:

  • Full field application form with photograph

  • Signature Verification Proof

  • Processing fee cheque

  • Age Proof like Birth certificate, 10th mark sheet, Bank passbook, Driving license, Passport, PAN Card

  • Passport size photograph of the applicant & co-applicant

  • Address Proof like Ration card, Voters ID card, Driving license , Passport, Bank passbook, photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt

List of documents required to Salaried person to get HDFC Home Loan:-

  • Last 3 months’ salary slips

  • Latest Form 16 issued by employer Bank statements

  • Increment letters

  • Promotion letters

  • Bank Statement for the last 6 months from Salary Account

  • Original Salary Certificate/Pay Slip from employer

List of documents required to Self-employed person to get HDFC Home Loan:-

  • Repayment track record of existing loans or loan closure letter

  • Board resolution in case of a company

  • Fee Cheque

  • Copy of audited financial statements or Balance Sheet

  • Profit & Loss Account certified by Chartered Accountant for last 2 years (3 years for Home Equity)Profit and loss account for the last few years

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